Get the Most Affordable Car Insurance in Michigan
One of the most important things for a car is to have the right insurance.
But sometimes what makes it the best car insurance is not always clear.
So our job is to help you find the coverage you need and save you some money in the process.
“If you have an auto accident, no-fault insurance pays for your medical expenses, wage loss benefits, replacement services, and the damage you do to other people’s property. It does not matter who caused the accident. Your basic no-fault insurance does NOT pay for repairs to your car.”
Auto Insurance Coverage Explained
As you probably know, Michigan has a problem with car insurance rates. Quite simply, Michigan’s car insurance rates are beyond
what is considered affordable.
According to a study by the University of Michigan, “auto insurance premiums in 97% of Michigan’s ZIP codes exceeds the federal government’s definition of affordable. It found a larger proportion of residents, particularly in low-income communities, end up driving without insurance.”.
This is a big problem for Michigan’s residents. A lot of it is Michigan’s high personal injury protection minimums, and just geographically, we have long winters and bad weather throughout the year.
This makes cars more vulnerable to road accidents, which makes it unaffordable for Michigan residents to sustain the costs of insurance. In the end, all of this leads to early insurance cancellations, which keeps the rates high, and it becomes a snowball.
So for people in Troy or Warren, we don’t want you to go without insurance. One in five Michigan drivers doesn’t have insurance. We know it can be expensive. But we’ll do our best to find auto insurance that makes sense for you. We will work with the factors that may determine what rate the insurance companies may give you. Things like your driving record, age, and the kind of car you have are some of the most important factors. However, we work closely with the agencies, and most times we can get rates from them, that they don’t normally offer customers directly.
Buying Car Insurance in Michigan
Regardless of what insurance company you choose, you know you need to buy insurance for your vehicle. While all the legal details are important, ultimately, most of your decision will come down to what you can afford.