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Michigan Vehicle Inspection Requirements
Each state in the U.S. has the ability to enact its own requirements for vehicle safety and emissions. Unlike most of the country, Michigan is rather lenient when it comes to its requirements. Michigan isn't among the seven states that require no vehicle inspections...
Insurance Tips for First Time Homeowners
Buying a home can be an overwhelming experience, especially if it's your first time. When you are handed the keys to your new home, you may instantly feel excitement, relief, and concern. The excitement bubbles from the start of a new chapter of your life. The relief...
What Happens if You Have a Car Accident and Don’t Have a License?
Driving without a license in the state of Michigan is a serious offense. Whether you never got a license or had yours suspended or revoked, it's against Michigan law to drive without a license. Unfortunately, a lot of people still take a chance and drive without a...
10 Home Insurance Statistics You Should Know
Most homeowners in the United States carry home insurance. A lot, in fact, are required to do so because they're paying down a mortgage. While homeowners pay a premium every month, or once a year, many don't know what it is they're getting in return. Home insurance...
How to Change Homeowners Insurance with Escrow
When you purchase a home, you may notice that your monthly mortgage payment includes money to escrow—included in this escrow account may be items such as property taxes and homeowners insurance. Not all homeowners are required to pay their homeowners insurance...
Key Terms to Understand About Home Insurance
Homeowners insurance is a basic necessity for all people who own a home. It keeps you protected in times when you might need it. You pay premiums every month so you can be covered in case of damage to your home or property. But, do you know exactly what you're paying...
Key Terms to Understand When You Buy a Car
The average American purchases 9.4 cars in their lifetime. That's down significantly from the 13 before the Great Recession, but it's still a lot. Americans are keeping cars they purchase longer today than they have in recent times. Even still, they find themselves...
Leasing vs Buying a Car: A Guide from an Insurance Point of View
When you're searching for a new car, you're probably focused on the features of your new vehicle. It's exciting to browse all the new comfort, safety and drive features of today's cars. When it comes time to make a decision on how you're going to pay for the car...
What You Should Do if Your House Gets Flooded
If you don't live on the coast or near a lake or river, you may not be worried about flooding damage at your home. The fact is, though, that water damage from non-weather events accounts for roughly one-fifth of all property insurance losses. It's an unfortunate event...
Car Accident in the Winter
Harsh winter weather is something that any Michigander is very familiar with. We simply bundle up with warm clothes when outside, a cozy blanket when inside and enjoy the beauty that it brings. But, this same harsh winter weather makes driving particularly difficult...
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