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There are many factors that go into the price of home insurance. How large your home is, where it's located and what its replacement value would be are just a few of the items that can affect the overall cost of your insurance policy's premium. Did you know, though,...

Homeowners insurance policies provide protection for your home, your possessions, your property and much more. It's one of the most important insurance policies you can have, as it protects what is potentially the biggest asset that you own. That being said, there are...

Every year, millions of homeowners across the country renew their home insurance policies. Yet, many don't ever do anything about it. Because most home insurance policies will renew automatically, homeowners may just choose to allow the policy to keep going without...

Environmentally-friendly projects are rising in popularity, thanks to a focus on the importance of renewable energy sources to help counter the effects of climate change. One of the most popular ways that homeowners can become eco-friendly is by installing solar...

Floods can cause catastrophic losses to individual homes and even entire communities, depending on the source. Floods come in a variety of shapes, sizes and causes, but even the most minor of floods can be very costly and challenging to overcome. While Michigan...

Making improvements to your home can be one of the most exciting things that you do. It can bring increased value to your home, new usage of previously-unused space and personalization to the place where you spend a lot of your time. Most people don't think about how...

There are many benefits to remodeling your home. In addition to the obvious joy you get from completing upgrades and personalizing your space, many home renovations also boost the resale value of your home. Some home remodeling projects are relatively easy to do, even...

Divorce and Mortgage: A No-Mess Guide No one likes to think about divorce if they're getting married. Everyone hopes to have a great marriage when they meet someone and decide to join their lives together. Unfortunately, not all marriages last forever. In fact, there...

Tax Strategies for Homeowners Being a homeowner comes with a lot of responsibilities and rewards -- and a lot of costs. In fact, many people will suggest that you set aside 1% of the purchase price of your home for annual maintenance alone. That means if your home is...

Home insurance has many different parts. Understanding what each part is and what is covered is important in case you ever need to file a claim. One of the typical parts of a homeowners insurance policy is what's known as dwelling coverage. This portion of your...

Over the last two years, many homeowners have taken advantage of historically-low interest rates to refinance their mortgages. They have realized significant monthly savings by doing so, with many lowering their monthly payment and some even reducing the number of...

Some homeowners in Michigan have a choice that some people in other states don't have. In certain situations, Michigan homeowners aren't required to have insurance on their personal property or home.  While Michigan law doesn't require homeowners carry this insurance,...

Fireworks are most commonly associated with the Fourth of July in the United States. But many people also set off fireworks on other celebratory occasions such as New Year's Eve, which is right around the corner. When handled properly and operated according to...

Owning a home is a major part of the American Dream for many people. It takes a lot of hard work and savings to accomplish, but when you're given the keys to your very first place, it's a feeling that is often unmatched.  Owning a home is a big responsibility. There...

Owning a home is a lot of work. In addition to managing the upkeep of the household itself, there are financial implications that all homeowners must pay attention to. You may be familiar with creating a monthly budget for your income and expenses. When you purchase a...

Mold can be one of the scariest things to have to deal with in your home. While it can be relatively harmless, mold can cause major infections, severe reactions, and other major health problems if there is exposure to it.  If you're buying a new home, home inspectors...

Twenty Easy Home Improvement Tips to Do on the Weekends Home improvement projects are something that almost all homeowners take on at some point in their lives. Whether it's major or something that can be done in a few hours, home improvement projects can...

Every parent wants to teach their kids responsibility from a young age. Many studies say that chores are good for kids, because they can gain life skills while they learn what responsibilities are. For the parents, it's also nice to get some help around the house --...

Many people dream of having a pool in their backyard. Opening your backdoor and cooling off in the hot summer months with a private pool brings joy to many people. Pools can be the focal point of a backyard oasis. They can be the reason for hosting family and friends...

Most homeowners insurance policies protect people in case their home is damaged. Most also protect the personal property that's inside the home, in case they are stolen. Most also provide protection in case someone is injured on their property. These are the standard...

To help you find the best coverage for your home, we'll show you the best home insurance companies in the United States. Each company excels in different categories, so we'll take a deep dive into which companies excel in the coverage you're looking for. These 5...

Here’s something you don’t see every day. A new homeowner. Yes, of course, we recognize that the homeownership rate in the United States is still above 60%. But, if you’ve been keen lately, you’ve probably noticed the slight but steady uptake dip. People are not...