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Home insurance has many different parts. Understanding what each part is and what is covered is important in case you ever need to file a claim. One of the typical parts of a homeowners insurance policy is what's known as dwelling coverage. This portion of your...

Over the last two years, many homeowners have taken advantage of historically-low interest rates to refinance their mortgages. They have realized significant monthly savings by doing so, with many lowering their monthly payment and some even reducing the number of...

Some homeowners in Michigan have a choice that some people in other states don't have. In certain situations, Michigan homeowners aren't required to have insurance on their personal property or home.  While Michigan law doesn't require homeowners carry this insurance,...

Fireworks are most commonly associated with the Fourth of July in the United States. But many people also set off fireworks on other celebratory occasions such as New Year's Eve, which is right around the corner. When handled properly and operated according to...

Owning a home is a major part of the American Dream for many people. It takes a lot of hard work and savings to accomplish, but when you're given the keys to your very first place, it's a feeling that is often unmatched.  Owning a home is a big responsibility. There...

Owning a home is a lot of work. In addition to managing the upkeep of the household itself, there are financial implications that all homeowners must pay attention to. You may be familiar with creating a monthly budget for your income and expenses. When you purchase a...