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Get the Most Affordable Homeowner’s Insurance in Michigan

Being a homeowner is something to be proud of. That is why at Signature Insurance, we love to help customers like you get affordable homeowner’s insurance coverage. You should have the peace of mind that no matter what happens, your home is covered.
When it comes to Michigan residents, we know how it goes. From extreme weather all year round to the possibility of flooding, saving money in insurance is a necessity. Let us make it easy for you to save hundreds of dollars. Get a homeowners insurance quote today!

What Does Homeowners Insurance Cover?

It’s easy to get overwhelmed by all the options there are for insuring a home. Here’s a quick rundown of the most important coverage available for a good Homeowner insurance policy in Michigan.

Dwelling Coverage

This part of the insurance policy covers the structure of the house. This is basically the roof and walls.

Personal Property Coverage

This coverage protects the things inside the house. This includes furniture, appliances, and electronics. This coverage applies in situations of damage or even if it gets stolen.

Other structures

Some homes have buildings that are separate from the main property, such as a guest house or a detached garage. This coverage is designed for these buildings.

Liability Protection

This coverage protects in case someone sues you for injuries or damages as a result of being on your property.

Guest Medical Protection

This coverage pays for the medical expenses of someone who may be injured on your property.

Additional Living Expenses Protection

In case you cannot live in your home after a covered loss, this coverage helps you with additional expenses such as lodging and travel.

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In What Situations Does a Homeowners Insurance Apply in Michigan?

Great homeowner’s insurance covers a lot more than a big natural disaster. At Signature Insurance, we make sure our clients know when they can file a claim. Every dollar we can save you is a victory for us.

Here are some of the situations your home insurance can protect you financially from:

Natural phenomenons

This includes lightning,
wind and flooding


As a result of a short
circuit or accident


As a result of an accident

Falling objects

Covers injuries and the
object itself if necessary

Vehicles crashing into your home

Applies for your vehicle and others

Theft or vandalism

Your insurance company usually
gives you actual cash value
or replacement

Weight of ice, snow or sleet

Common in Michigan, also covered.

Check out a testimonial from one of our clients.

Signature Insurance got me a great deal on home insurance when I bought my new home and also saved me $800 a year on auto insurance when he bundled the home and auto. He has a great deal of knowledge in the industry and was always available to answer my questions. He made the whole process very painless and easy with quick but thorough responses to all my requests..

Buying Homeowner’s Insurance in Michigan

Do you want to get homeowner’s insurance that you are happy to have? Call us at 586-274-9600, and we’ll set up an appointment for you. Or use this contact form, and we’ll get started.

We would absolutely love to help you figure out how to get the best home insurance deal in Michigan you can get.

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