Get the Most Affordable Homeowner’s Insurance in Michigan
Being a homeowner is something to be proud of. That is why at Signature Insurance, we love to help customers like you get affordable homeowner’s insurance coverage. You should have the peace of mind that no matter what happens, your home is covered.
When it comes to Michigan residents, we know how it goes. From extreme weather all year round to the possibility of flooding, saving money in insurance is a necessity. Let us make it easy for you to save hundreds of dollars. Get a homeowners insurance quote today!
What Does Homeowners Insurance Cover?
It’s easy to get overwhelmed by all the options there are for insuring a home. Here’s a quick rundown of the most important coverage available for a good Homeowner insurance policy in Michigan.
Dwelling Coverage
This part of the insurance policy covers the structure of the house. This is basically the roof and walls.
Personal Property Coverage
This coverage protects the things inside the house. This includes furniture, appliances, and electronics. This coverage applies in situations of damage or even if it gets stolen.
Other structures
Some homes have buildings that are separate from the main property, such as a guest house or a detached garage. This coverage is designed for these buildings.
Liability Protection
This coverage protects in case someone sues you for injuries or damages as a result of being on your property.
Guest Medical Protection
This coverage pays for the medical expenses of someone who may be injured on your property.
Additional Living Expenses Protection
In case you cannot live in your home after a covered loss, this coverage helps you with additional expenses such as lodging and travel.
Want a free estimate? Talk with us
In What Situations Does a Homeowners Insurance Apply in Michigan?
Great homeowner’s insurance covers a lot more than a big natural disaster. At Signature Insurance, we make sure our clients know when they can file a claim. Every dollar we can save you is a victory for us.
Here are some of the situations your home insurance can protect you financially from:
Natural phenomenons
This includes lightning,
wind and flooding
Fire
As a result of a short
circuit or accident
Explosions
As a result of an accident
Falling objects
Covers injuries and the
object itself if necessary
Vehicles crashing into your home
Applies for your vehicle and others
Theft or vandalism
Your insurance company usually
gives you actual cash value
or replacement
Weight of ice, snow or sleet
Common in Michigan, also covered.
Check out a testimonial from one of our clients.
Signature Insurance got me a great deal on home insurance when I bought my new home and also saved me $800 a year on auto insurance when he bundled the home and auto. He has a great deal of knowledge in the industry and was always available to answer my questions. He made the whole process very painless and easy with quick but thorough responses to all my requests..
Buying Homeowner’s Insurance in Michigan
We would absolutely love to help you figure out how to get the best home insurance deal in Michigan you can get.
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