Troy Homeowners Insurance
Known as a shopping and business destination, Metro Detroit has multiple office centers and the ever-popular Somerset Collection mall. It is also home to some of the greatest Troy homeowners insurance, Troy renters insurance and condo insurance companies in the USA.
Sports are very popular in Troy, with Sports Illustrated magazine ranking them as having the top sports programs in the state. You’ll also find the head offices of multiple large companies here like Rexair, Dayco, Champion homes, and Inteva Products.
Troy is also one of the most affordable cities in the US, with a median household income of almost $80,000USD per year.
If you’re looking to move to Michigan, Troy would be an excellent destination for any new homeowner. Not only are housing prices affordable, but home insurance is as well.
The auto insurance isn’t the only pull to Troy, Michigan. There are plenty of reasons for you to visit this quiet little city in Oakland County. Let’s take a look at some of them.
School System in Troy
Student achievement levels are one of the highest in the state. This is likely due to the student to teacher ratio, which sits at 17.1. This allows teachers to individual teach students; paying more attention to each pupil’s needs. In 2015, Troy High School had 67 National Merit Semi-Finalists. Their schools had 28 AP courses, with 97% of graduates expecting to go to college. 75% of all students had honors upon graduating.
Troy’s School District has twelve elementary schools, four middle schools, and four high schools.
Other notable achievements include:
- One of the best communities for music education in America.
- One of the four school districts in Detroit to receive an “A+” rating from Detroit News.
- The International Academy East, Athens High School, and Troy High School were in the top five percent of all U.S. schools.
- Named one of the 25 best places to live for new families.
- All Troy District schools have earned a Blue Ribbon.
Drop out rate is less than 1%.
- Top feeder schools for Michigan State and the University of Michigan.
Landmarks in Troy
Troy Museum & Historic Village
If you ever wanted to go back to a simpler time, try the Troy Museum. Inside the authentic log cabin, you’ll find a printing press office, blacksmith shop, minister’s home with authentic decor, an old church building and plenty of staff that are in character. The Historic Village has tours and demonstrations on what life was like back in the 1800’s.
Stage Nature Center
One of the best parts of their tour is their free sampling of maple syrup that is taken straight from the local trees. You can also buy maple syrup products there for a decent price. Try hiking in the summer, and winter.
Crime Statistics in Troy, Michigan
Violent crime is low as well, with a likelihood of 1 in 1352 – well below the national average. Property crime is 15 per one thousand people; you can bet your house is going to be safe in Troy. Property crimes such as arson, theft, burglary and larceny happen once in 65 inhabidance, which is also well below the national average.
Safest Neighbourhoods in Troy, Michigan
- Beach Rd/ Hidden Pine Dr
- S BLVD W /Limerick Ln
- Crooks Rd/ W Wattles Rd
- Dequindre Rd/ E Long Lake Rd
- John R Rd/ S BLVD E
- John R Rd/ Hanman Dr
- E Wattles Rd/ John R Rd
- W Wattles Rd/ Beach Rd
- W Long Lake Rd/ Coolidge HWY
- Dequindre Rd/ Denise Dr.
Cost of Homeowners Insurance By Street
It is unlikely you’ll pay anymore than $900, or less and $800 for homeowners insurance in Troy. The highest areas include Provincial Dr, Cambria Dr, Medford Ct, and Saffron Dr at $898.
Cost of Troy Homeowners Insurance by House Value
21.0% of Troy, Michigan homeowners own a home between $200,000 to $249,999 which accounts for the most owned property bracket in the city. These homeowners are likely to pay $801, which is incredibly affordable for anyone owning this property. The lowest demographics pay less than $500, with some paying as little as $100.
Cost of Troy Renters Insurance as a Percentage of the Rent
On the lowest end of the spectrum, you’ll see rent at less than $200 a month. If you wanted to get troy rental insurance, you’d have to earn a monthly income of $305. On the highest end, you’ll have to make $5405 a month to afford a rent of $1,500 or higher. This is an average amount, as prices can vary depending on location and season.
Examples of Home Insurance and Condo Insurance Rates for Troy, Michigan
|Year Built||Home Value||Roof Type||Sqft||Number of Bedrooms||Deductible||Premium||Premium Months||Siding Type||Smoking?|
|1975||275,000||Wood Shake Roof||2,120||4||$2500-$5000 Deductible||810||10||Brick Siding||No|
|2006||340,000||Tile Roof||2,360||3||$500-$1000 Deductible||530||3||Vinyl Siding||Yes|
|1996||255,000||Tile Roof||2,420||5||$500-$1000 Deductible||420||7||Vinyl Siding||No|
|1987||240,000||Composition Roof||2,240||3||$500 Deductible||490||5||Fibre-Cement Siding||Yes|
|2008||300,000||Asphalt Shingles Roof||2,670||4||>$10,000 Deductible||180||2||Stucco Siding||No|
The other five on our list provide the absolute best coverage for your buck. Contact us now for the best quotes available in Michigan.